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Buyer 7 Secrets To Getting A Mortgage Without A Full-Time Job Let’s face it: there’s already a growing number of freelancers, contract workers, and gig economy workers in the U.S. It’s not surprising, given that many people now want to be their own boss or work from their own homes while sitting comfortably in their sofa. In a 2017 survey conducted by Upwork and Freelancers Union, […]
Buyer How To Successfully Buy A Home In A Seller’s Market Planning to buy a home while the market is tight? Don’t dive in unprepared! Understand what makes up a seller’s market, and follow a plan to make your offer stand out. A lot of home buyers tend to make rookie mistakes that get their offers rejected in a seller’s market. If you want to be […]
Buyer How To Sell Your Home And Buy One At The Same Time (Or In The Quickest Possible Succession) For some people with enough funds and other houses to live in, selling a home and buying one at the same time can be relatively easy since there is not much pressure involved. But for those who need the equity from their old house to buy a new one, things can get quite stressful–especially so […]
Buyer 10 Smart Tips For Buying A New Construction Home In an analysis conducted by the National Association of Home Builders (NAHB), it was found that there was a larger percentage of new homes, especially single-family homes, that cater to the preferences of many home buyers today. Significantly, new construction is addressing the substantial demand for homes with special features — two bathrooms, an open […]
Buyer 12 Telltale Signs It’s Already Time For You to Move According to the U.S. Census Bureau in 2016, more than 42 percent of people said they moved for a housing-related reason. Many of them either wanted a new home or a better apartment. Other reasons people cited for moving include family and employment-related reasons. “The decision to move can be personal and contextual. What causes […]
Buyer Top 5 Things Home Buyers Forget To Check During Home Viewing The viewing is usually the most exciting part of looking for and purchasing a home. It is the biggest purchase anyone ever makes, and home sellers usually go above and beyond when staging their homes. Because of this, home buyers find it so easy to fall in love with a home that looks great at […]
Buyer 20 Smart and Simple Ways You Can Start Saving For A Down Payment On A Home You may think that buying a house still isn’t in your realm of possibility. In fact, you may even feel a wave of panic just thinking about where to get the money for your down payment. For many young people, saving up to buy a house is the least of their priorities, especially when you’re […]
Buyer What Is An Interest-Only Loan And Who Is It For? Are you considering buying a house with an interest-only loan? We rounded up the 5 most common questions about this type of loan and came up with the best answers from the experts. What is an interest-only loan? The interest-only period typically runs for 5 years (10 years max), after which the loan converts to […]
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Buyer 12 Tips For Writing A Compelling Offer Letter That Will Win Sellers Over In a very competitive housing market, buyers need to step up their game in every way possible. They need to establish that they have a good credit score, a mortgage pre-approval, and a reasonable offer with fewer contingencies. However, if sellers are faced with multiple offers from buyers who are all on a level playing […]
Buyer Home Appraisals 101: Factors an Appraiser Looks At To Determine a Home’s Value An appraisal is an integral part of the home buying process as it determines the objective value of a property. Lenders require an appraisal to help them evaluate a home before they issue a mortgage. Appraisals are done by trained and licensed appraisers, who will then give an unbiased report of the home’s market value. […]
Buyer How To Find The Best Retirement Home For You The process of looking for a home in your golden years could be a bit different from when you were looking for a home to build a family in. Now, you can focus on what will make YOU happy. Your children have found homes of their own, and you’re now free to choose a new […]
Buyer 6 Steps To Choosing A Great School District When Buying A Home According to the National Association of Realtor’s Schools and Home Buying Decision article, proximity to good quality schools is one of the most influential factors in a buyer’s decision when purchasing a home. It is a major factor especially for buyers with families or young couples who are planning to have children. Homes that are […]
Buyer Home Appraisals 101: Common Myths Buyers and Sellers Should Stop Believing What is an appraisal? An appraisal is a professional estimate of the value of a home done by a certified appraiser. It is a critical process for buyers because lenders always require a home appraisal before they issue a mortgage. Meanwhile, for sellers, a good understanding of the appraisal process will help them understand how […]
Buyer Top 10 Things Every Home Buyer Should Know Before Making An Offer You are finally done with house hunting, and you think you’re ready to make an offer. What are the things you have to consider in settling on a price? Here are the top 10 things you should know to successfully close the deal with your offer. 1. Your budget Before even thinking about looking at […]
Buyer Rings or House Keys? 4 Crucial Things Couples Should Discuss Before Buying A Home They say buying a house together test a couple’s relationship like no other. It’s undoubtedly true because many factors come into play when it comes to real estate, and little challenges can become difficult problems in a relationship later on. If you both share the same preferences, then it shouldn’t be too difficult. But if […]
Buyer Understanding Buyer and Seller Rights Before Closing Just like any sale, both the buyer and the seller have their own rights in making a home purchase. Are you knowledgeable about these? Don’t get into a deal just yet if you don’t know your rights! In investing in a property, you must be familiar with your own legal advantages and limitations, and always […]
Buyer 10 Tips On How To Be The Perfect Home Buyer Choosing the right home is much like finding the best candidate for a job opening. You’re the boss and the house is your potential new employee. But more than only seeing a new face in the office 8-9 hours a day, 5 times a week, you’d be living with (or in it) for up to […]
Buyer The Pet Owner’s Guide To Buying A Home: 5 Things to Consider for Your Furry Friends If you keep dogs, cats or other pets and regard them as family members, you’re more likely to keep their needs in mind when purchasing a home. Some people even think of their pets as their “furever friends” or their “furbabies,” so their home buying preferences and decisions will be greatly influenced by them. After […]
Buyer 7 Grants and Programs To Help Home Buyers Afford A Mortgage The main reason cited by non-homeowners as to why they currently do not own a house is because they cannot afford to buy one, as revealed in the 2018 NAR Aspiring Home Buyers Profile. The results are highest at 56 percent in the last quarter of 2017. Also, many home buyers have already indicated that […]
Buyer 5 Uncontrollable Factors That Affect Home Prices Since the housing crash in the late 2000’s, the real estate market in the United States has regained its composure, which paved the way for low-interest rates and limited housing inventory. This may look ideal for sellers but a burden to homebuyers (and even renters!) because they have to face increasing housing prices, long searching […]
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