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Homeowner What You Should Know Before Renting A Storage Unit Renting a storage unit is a convenient option for people who need extra space for their extra possessions, for a variety of reasons. Maybe you just want to store seasonal items, moving to a new home, downsizing, or undergoing renovations - regardless of your reason or need, here are some things to consider before deciding to rent a self-storage unit.
Buyer 5 Common Reasons For Buyer’s Remorse After Purchasing A Home Buyer’s remorse is a feeling of regret, guilt, or anxiety after making a purchase, thinking that it’s a wrong decision. It’s also known as buyer’s regret or buyer’s disappointment. While it can result from any sort of purchase, even the smallest ones, it usually occurs after a significant commitment, such as buying a house or a car. In real estate, buyer’s remorse is when a new homeowner regrets the home they recently purchased. They either feel that it was an outright mistake or think that there’s a better option for them out there.
Homeowner Should You Sell Your House This Year or Wait? Consider These Factors First The decision on whether or not to sell your beloved home is already a difficult thing to process. But knowing and understanding when to sell — it’s another critical point that can affect your decision and would-be profit, especially when the housing market feels unpredictable.Aside from the housing market having a significant impact on the sale of your home, it’s also important to evaluate your situation and reasons for selling. To provide you with some guidance, we’ve laid out six factors that you should consider before putting your house on the market.
Homeowner The Surprising Trend in the Number of Homes Coming onto the Market Here’s an update on the supply of homes currently for sale. Whether you’re buying or selling, the number of homes in your area is something you should pay attention to.
Buyer Down Payment Assistance Programs Can Help Pave the Way to Homeownership If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find
Buyer Why Mortgage Rates Could Continue To Decline When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things
General 6 Little But Meaningful Ways To Be A Good Neighbor If you want to have a good neighbor, you have to be a good neighbor first. And learning how to be a good neighbor is a skill that can be equally as impactful on you as it can on your neighborhood. Here are six little but valuable practices to help you become the kinder, more caring neighbor you’d want to live next to, not only now that the holiday spirit is in the air, but for the whole year round.
General 5 Tips For An Easier Thanksgiving Cleanup If You’re Hosting For the First Time Thanksgiving is easily anyone’s favorite holiday of the year. With each bite of the glorious roast turkey, spoonfuls of delicious mashed potatoes, gravy, and cranberry sauce, and even a slice of pumpkin pie, we are transported closer to Christmas and the spirit of giving.But with a great feast comes a huge cleanup, which many are not looking forward to. You may be all set and ready for the Thanksgiving dinner, especially if you’re hosting for the first time in your new home, but have you thought about the subsequent cleaning load?
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Buyer Unpacking the Long-Term Benefits of Homeownership If you’re thinking about buying a home soon, higher mortgage rates, rising home prices, and ongoing affordability concerns may make you wonder if it still makes sense to buy a home right now. While those market factors are important, there’s more to consider. You should think about the long-term benefits of homeownership too.
Homeowner Home Prices Are Not Falling Home prices aren’t falling anymore. . . The surprisingly quick recovery suggests that the residential real-estate downturn is turning out to be shorter and shallower than many housing economists expected .
Buyer How Homeowner Net Worth Grows with Time [INFOGRAPHIC] If you’re thinking about buying a home this year, be sure to consider the long-term financial advantages of homeownership, like home equity.
Homeowner Four Ways You Can Use Your Home Equity If you’re a homeowner, odds are your equity has grown significantly over the last few years. Equity builds over time as home values grow and as you pay down your home loan. And, since home prices skyrocketed during the ‘unicorn’ years, you’ve likely gained more than you think.According to the latest Equity Insights Report from CoreLogic, the average homeowner has more than $274,000 in equity right now. That much equity can help you achieve certain goals. In a recent article, Bankrate elaborates: “While the pandemic created serious challenges, the silver lining for anyone who owned a home was the sizable equity gain. Understanding how home equity works, and how to leverage it, is important for any homeowner.”
Buyer Why Is Housing Inventory So Low? One question that’s top of mind if you’re thinking about making a move today is: Why is it so hard to find a house to buy? And while it may be tempting to wait it out until you have more options, that’s probably not the best strategy. Here’s why.There aren’t enough homes available for sale, but that shortage isn’t just a today problem. It’s been a challenge for years. Let’s take a look at some of the long-term and short-term factors that have contributed to this limited supply.Underbuilding Is a Long-Standing ProblemOne of the big reasons inventory is low is because builders haven’t been building enough homes in recent years. The graph below shows new construction for single-family homes over the past five decades, including the long-term average for housing units completed:
Buyer Why You Need a True Expert in Today’s Housing Market The reality is, not all agents operate the same way. To truly make a powerful and confident decision as you buy or sell a home, you need a real estate expert who uses their knowledge of what’s really happening with home prices, housing supply, industry projections, and more to give you the best possible advice. Someone who can provide clarity and trust like that is essential to your success. Jay Thompson, Real Estate Industry Consultant, explains:
Buyer More Jobs and Better Pay Leads to More Buyer Demand There’s been talk about a recession for quite a while now. But the economy has been remarkably resilient. Why? One reason is employment and wages have stayed strong. Let’s look at the latest information on each one and why both are good news if you’re thinking about selling your house.More Jobs Are Being CreatedInstead of facing the job losses typical of any recession, the economy has been growing and adding jobs. According to the Bureau of Labor Statistics (BLS), 187,000 jobs were created in July, which is up from the 185,000 created in June. That means more people are finding work. In fact, so many jobs are being added that the unemployment rate is far lower than the long-term average of 5.7% (see graph below):
Buyer Gen Z: The Next Generation Is Making Moves in the Housing Market The youngest generation, Gen Z, is charging into the housing market with a determination to put down roots and achieve financial independence. Startlingly, the latest report from the National Association of Realtors (NAR) reveals that 30% of Gen Z buyers are skipping the traditional route of living with their parents and are instead diving straight into homeownership.
Homeowner DIYers, Here Are Expert Tips For Designing A Gallery Wall If you recently got your home keys and are looking forward to incorporating your personality into your living spaces, or you’re a homeowner who wants to simply refresh your place, these expert tips can help you in curating and designing your gallery wall.
Buyer Reasons Your Home May Not Be Selling When it comes to selling your house, you want three things: to sell it for the most money you can, to do it in a certain amount of time, and to do all of that with the fewest hassles. And, while the current housing market is generally favorable to sellers due to today’s limited housing supply, there are still factors that can cause delays or even prevent a house from selling.If you're having trouble getting your house to sell in today's sellers’ market, here are a few things to think about.Limited Access – If You Can’t Show It, You Can’t Sell It.One of the biggest mistakes you can make as a seller is limiting the days and times when buyers can view your home. In any market, if you want to maximize the sale of your house, you can’t limit potential buyers’ ability to view it. Remember, minimal access equals minimal exposure.In some cases, some of the most motivated buyers may come from outside of your local area. Because they’re traveling, they might not have the luxury to adjust their schedules when faced with limited options to tour your house, so make it available as much as possible.Priced Too High – Price It To Sell, Not To Sit.Pricing is a critical factor that can significantly impact your home sale. While it's tempting to push the price higher to try to maximize your profit, overpricing can deter potential buyers and lead to your home sitting on the market longer.Jeff Tucker, Senior Economist at Zillow, notes:“. . . sellers who price and market their home competitively shouldn’t have a problem finding a buyer.” Not to mention, buyers today have access to a number of tools and resources to view available homes in your area. If your house is priced unreasonably high compared to similar homes, it may drive potential buyers away. Listen to the feedback your agent is getting at open houses and showings. If the feedback is consistent, it may be time to re-evaluate and potentially lower the price. Not Freshened Up Before Listing – If It Looks Good, It’ll Make a Good Impression.When selling your house, the old saying “you never get a second chance to make a first impression” matters. Putting in the work on the exterior of your home is just as important as what you stage inside. Freshen up your landscaping to improve your home’s curb appeal so you can make an impact upfront. As an article from Investopedia says:“Curb-appeal projects make the property look good as soon as prospective buyers arrive. While these projects may not add a considerable amount of monetary value, they will help your home sell faster—and you can do a lot of the work yourself to save money and time.”But don’t let that stop at the front door. By removing personal items and reducing clutter inside, you give buyers more freedom to picture themselves in the home. Additionally, a new coat of paint or cleaning the floors can go a long way to freshening up a room.For all of these things, lean on your real estate agent for expert advice based on your unique situation and feedback you get from buyers throughout the process.Bottom LineIf your house isn’t getting the attention you feel it deserves and isn’t selling in the timeframe you wanted, it’s time to ask your trusted real estate agent for advice on what you may need to revisit or change in your approach. To get those expert insights, let’s connect.
Buyer Lending Standards Are Not Like They Were Leading Up to the Crash You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008. One of which is how lending standards are different today. Here’s a look at the data to help prove it. Every month, the Mortgage Bankers Association (MBA) releases the Mortgage Credit Availability Index (MCAI). According to their website:“The MCAI provides the only standardized quantitative index that is solely focused on mortgage credit. The MCAI is . . . a summary measure which indicates the availability of mortgage credit at a point in time.”Basically, the index determines how easy it is to get a mortgage. Take a look at the graph below of the MCAI since they started keeping track of this data in 2004. It shows how lending standards have changed over time. It works like this: When lending standards are less strict, it’s easier to get a mortgage, and the index (the green line in the graph) is higher.When lending standards are stricter, it’s harder to get a mortgage, and the line representing the index is lower.
Buyer The True Cost of Selling Your House on Your Own Selling your house is a complex process that can be challenging to navigate on your own. Real estate agents have the expertise and resources to help you sell your home quickly and for the best possible price.Here are some of the ways a real estate agent can help you sell your home:Marketing and exposure: Agents have access to a wide range of marketing tools and platforms, including MLS listings, professional photography, and virtual tours. This can help you reach a wider audience of potential buyers.Managing liability and legal considerations: Selling a house comes with a lot of legal paperwork. Agents are familiar with the contracts, disclosures, and regulations necessary during a sale, which can help you avoid legal complications.Negotiations and contracts: Agents can help you negotiate the terms of a sale and protect your interests. They have experience in handling tough negotiations, counteroffers, and contingencies.Pricing and housing market knowledge: Agents have access to comprehensive market data and the expertise to analyze it accurately. This can help you price your home competitively and avoid overpricing or underpricing it.If you're considering selling your home, it's important to weigh the pros and cons of selling on your own versus working with an agent. While selling on your own can save you money on commission fees, it can also be time-consuming and stressful. An agent can help you navigate the selling process smoothly and get the best possible price for your home.Here are some additional benefits of working with a real estate agent:Peace of mind: Knowing that you have an experienced professional on your side can give you peace of mind during the selling process.Time savings: Agents can handle the day-to-day tasks of selling your home, freeing up your time to focus on other things.Expert advice: Agents have years of experience in the real estate market and can provide you with valuable advice and guidance.If you're ready to sell your home, I encourage you to contact a real estate agent today. They can help you make the process as smooth and stress-free as possible.
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